A modern, scalable software solution built to simplify and transform co-operative society operations.
CREDITLive is an advanced co-operative society management software designed to handle complex financial operations with ease. Built for large-scale credit societies, corporates, and financial institutions, it provides a complete 360-degree view of customer accounts, transactions, and operations in one unified platform.
By combining automation, cloud technology, and intelligent reporting, CREDITLive eliminates manual work, reduces errors, and ensures smooth, efficient workflows across organisations of any size from a single-branch society to a multi-city corporate firm.
Request a DemoEvery feature, every module, every design decision traces back to these foundational commitments.
End-to-end automation of loan processing, EMI calculation, interest posting, account closure, and compliance reporting with zero manual intervention required.
Digital-first from day one. Every transaction, receipt, voucher, and member record exists digitally eliminating physical registers and reducing errors dramatically.
Runs on Windows desktops, web browsers, and cloud servers. Your team can work from the head office, a remote branch, or on the go all in real time.
Pre-built RBI and state co-operative statutory reports keep your society audit-ready at all times. Role-based access ensures accountability at every level.
CREDITLive ships as a tightly integrated suite. Every module shares the same database, the same user interface, and the same audit trail.
Full lifecycle management origination, disbursement, EMI scheduling, interest calculation, prepayment, and closure for all loan and deposit products.
Onboarding, KYC, photo & signature storage, account updates, dividend processing, and member exit all from a single unified member profile.
Double-entry accounting engine with voucher printing, balance sheets, P&L statements, and tamper-proof audit trails for every action.
Ready-to-submit compliance reports as mandated by the RBI and state co-operative registrar. Stay audit-ready without last-minute scrambles.
Connect member accounts to net banking and mobile banking channels, enabling members to view balances, download statements, and initiate transactions.
Empower field agents with dedicated portfolio assignments, daily collection tracking, on-the-spot receipt generation, and end-of-day reconciliation.
Unlimited branches under one installation with real-time data synchronisation, consolidated MIS, and branch-level access controls.
Granular permissions per user role teller, manager, auditor, admin so each team member sees exactly what they need, nothing more.
Interactive dashboards surface key metrics instantly. Over 100 built-in reports cover everything from daily position to annual statutory submissions.
SMS and email alerts for EMI due dates, overdue accounts, KYC expiry, and regulatory deadlines keep members and staff proactively informed.
Configurable interest calculation rules flat, reducing balance, daily rest with automatic penalty posting for overdue accounts.
Attach scanned documents to member profiles, loan files, and vouchers. Retrieve any document instantly from anywhere with cloud storage support.
Real feedback from institutions using CREDITLive to streamline operations, improve compliance, and scale faster.
“CREDITLive has completely transformed how we manage our members and loan accounts. The automation has saved us hours of manual work every single day.”
Secretary - Shree Saurashtra Sharafi Sahakari Mandali Ltd.
“The passbook printing and RBI compliance reports are exactly what we needed. Everything is ready in minutes rather than days. Highly reliable software.”
Manager - Shree Chamunda Credit Co-Operative Society Ltd.
“Switching to CREDITLive was the best decision for our society. Our members appreciate the digital passbook and instant SMS alerts for every transaction.”
Chairman - Janta Credit Co-Operative Society Ltd.
“Finding reliable co-operative society software in Assam was a challenge until CREDITLive. The cloud-ready platform lets our team work from anywhere without interruption.”
Manager - Assam Thrift & Credit Co-Operative Society Ltd.
We only build for co-operative societies. No generic ERP pivots, no bolt-on modules every line of code serves one market.
Refined through real deployments and direct customer feedback. Each release addresses actual society pain points, not hypothetical features.
Desktop, browser, or cloud. Your team works from wherever they need to head office, branch, or field with the same full-featured experience.
Role-based access, encrypted data transfer, and complete audit trails ensure no transaction goes untracked and no data goes unprotected.
Customise dashboards, transaction rules, interest engines, and approval workflows to match your society's specific processes not the other way around.
Phone and email support from a team that knows co-operative finance inside out. Faster resolution because we've seen every scenario before.
Ready to get started?
Book a personalised walkthrough with our team. We'll show you exactly how CREDITLive fits your society's workflows loan processing, compliance reports, and everything in between.